2014 HRK to BBD Historical Review

YEARLY HIGH

0.3668 BBD

YEARLY LOW

0.3162 BBD

YEARLY AVERAGE

0.3482 BBD

2014 HRK to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 0.3668. Conversely, the yearly low was recorded on December 31, dropping to 0.3162.

This high-to-low spread represents a total annual volatility of 0.0506 BBD. From a start-to-finish perspective, comparing the January average rate of 0.3569 to the December average rate of 0.3211, the exchange rate registered a net change of -10.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3668 was up 1.30% compared to the 2013 peak of 0.3621, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,834 BBD

2013 Average 1,753 BBD

Yearly Trough Low 1,581 BBD

Transaction Impact: A difference of 252.90 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3663

0.3170

JanuMarcMayJulySeptNove

HRK to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3596, compared to 0.3367 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0229 points.

H1 Avg (Jan–Jun) 0.3596

H2 Avg (Jul–Dec) 0.3367

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0147 BBD (High: 0.3453 / Low: 0.3306). On the other end, June was the most stable month, with a tight range of 0.0040 BBD (High: 0.3613 / Low: 0.3572).

September Spread (Volatile) ±0.0147

June Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0109 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.3617) against the same month in 2013 (average: 0.3429), the exchange rate shifted by +0.0188 (+5.48%).

2014 Avg (May) 0.3617

2013 Avg (May) 0.3429

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3611	0.3532	0.3569
February	0.3602	0.3525	0.3568
March	0.3637	0.3589	0.3611
April	0.3646	0.3589	0.3622
May	0.3668	0.3583	0.3617
June	0.3613	0.3572	0.3591
July	0.3611	0.3507	0.3558
August	0.3514	0.3447	0.3490
September	0.3453	0.3306	0.3381
October	0.3341	0.3273	0.3310
November	0.3272	0.3229	0.3252
December	0.3260	0.3162	0.3211