2018 HRK to BBD Historical Review

YEARLY HIGH

0.3367 BBD

YEARLY LOW

0.3023 BBD

YEARLY AVERAGE

0.3185 BBD

2018 HRK to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 0.3367. Conversely, the yearly low was recorded on November 12, dropping to 0.3023.

This high-to-low spread represents a total annual volatility of 0.0343 BBD. From a start-to-finish perspective, comparing the January average rate of 0.3282 to the December average rate of 0.3073, the exchange rate registered a net change of -6.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.3367 was up 3.96% compared to the 2017 peak of 0.3238, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,683 BBD

2017 Average 1,515 BBD

Yearly Trough Low 1,512 BBD

Transaction Impact: A difference of 171.71 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.3347

0.3034

JanuMarcMayJulySeptNove

HRK to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3265, compared to 0.3105 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0159 points.

H1 Avg (Jan–Jun) 0.3265

H2 Avg (Jul–Dec) 0.3105

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.0147 BBD (High: 0.3351 / Low: 0.3204). On the other end, July was the most stable month, with a tight range of 0.0031 BBD (High: 0.3176 / Low: 0.3146).

January Spread (Volatile) ±0.0147

July Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0110 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0110

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.3321) against the same month in 2017 (average: 0.2859), the exchange rate shifted by +0.0462 (+16.14%).

2018 Avg (February) 0.3321

2017 Avg (February) 0.2859

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3351	0.3204	0.3282
February	0.3367	0.3273	0.3321
March	0.3347	0.3292	0.3317
April	0.3341	0.3260	0.3308
May	0.3260	0.3123	0.3199
June	0.3199	0.3133	0.3162
July	0.3176	0.3146	0.3161
August	0.3151	0.3054	0.3107
September	0.3171	0.3111	0.3136
October	0.3126	0.3043	0.3095
November	0.3084	0.3023	0.3060
December	0.3095	0.3060	0.3073