2015 HRK to BBD Historical Review

YEARLY HIGH

0.3146 BBD

YEARLY LOW

0.2752 BBD

YEARLY AVERAGE

0.2917 BBD

2015 HRK to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.3146. Conversely, the yearly low was recorded on March 15, dropping to 0.2752.

This high-to-low spread represents a total annual volatility of 0.0395 BBD. From a start-to-finish perspective, comparing the January average rate of 0.3026 to the December average rate of 0.2854, the exchange rate registered a net change of -5.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.3146 was down 14.22% compared to the 2014 peak of 0.3668, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,573 BBD

2014 Average 1,741 BBD

Yearly Trough Low 1,376 BBD

Transaction Impact: A difference of 197.35 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.3046

0.2804

JanuMarcMayJulySeptNove

HRK to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2929, compared to 0.2906 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.2929

H2 Avg (Jul–Dec) 0.2906

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0242 BBD (High: 0.3146 / Low: 0.2904). On the other end, February was the most stable month, with a tight range of 0.0057 BBD (High: 0.2975 / Low: 0.2918).

January Spread (Volatile) ±0.0242

February Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0121 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.3026) against the same month in 2014 (average: 0.3569), the exchange rate shifted by -0.0543 (-15.21%).

2015 Avg (January) 0.3026

2014 Avg (January) 0.3569

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3146	0.2904	0.3026
February	0.2975	0.2918	0.2946
March	0.2920	0.2752	0.2835
April	0.2952	0.2795	0.2846
May	0.3041	0.2880	0.2954
June	0.3000	0.2889	0.2966
July	0.2944	0.2851	0.2902
August	0.3056	0.2877	0.2947
September	0.3005	0.2925	0.2962
October	0.3005	0.2880	0.2945
November	0.2903	0.2771	0.2824
December	0.2882	0.2779	0.2854