2014 HRK to BRL Historical Review

YEARLY HIGH

0.4441 BRL

YEARLY LOW

0.3808 BRL

YEARLY AVERAGE

0.4089 BRL

2014 HRK to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 0.4441. Conversely, the yearly low was recorded on September 6, dropping to 0.3808.

This high-to-low spread represents a total annual volatility of 0.0632 BRL. From a start-to-finish perspective, comparing the January average rate of 0.4245 to the December average rate of 0.4247, the exchange rate registered a net change of 0.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4441 was up 2.98% compared to the 2013 peak of 0.4312, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,220 BRL

2013 Average 1,894 BRL

Yearly Trough Low 1,904 BRL

Transaction Impact: A difference of 316.22 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4281

0.3917

JanuMarcMayJulySeptNove

HRK to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4127, compared to 0.4050 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0077 points.

H1 Avg (Jan–Jun) 0.4127

H2 Avg (Jul–Dec) 0.4050

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0321 BRL (High: 0.4441 / Low: 0.4119). On the other end, July was the most stable month, with a tight range of 0.0089 BRL (High: 0.4002 / Low: 0.3913).

December Spread (Volatile) ±0.0321

July Spread (Stable) ±0.0089

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0157 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0157

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.4247) against the same month in 2013 (average: 0.4211), the exchange rate shifted by +0.0036 (+0.86%).

2014 Avg (December) 0.4247

2013 Avg (December) 0.4211

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4350	0.4165	0.4245
February	0.4303	0.4166	0.4250
March	0.4282	0.4061	0.4201
April	0.4088	0.3982	0.4044
May	0.4090	0.3970	0.4016
June	0.4097	0.3958	0.4009
July	0.4002	0.3913	0.3956
August	0.4012	0.3857	0.3955
September	0.4067	0.3808	0.3947
October	0.4148	0.3968	0.4053
November	0.4248	0.4043	0.4143
December	0.4441	0.4119	0.4247