YEARLY HIGH
0.8586 BRL
YEARLY LOW
0.6618 BRL
YEARLY AVERAGE
0.7223 BRL

2022 HRK to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.8586. Conversely, the yearly low was recorded on November 3, dropping to 0.6618.

This high-to-low spread represents a total annual volatility of 0.1967 BRL. From a start-to-finish perspective, comparing the January average rate of 0.8311 to the December average rate of 0.7364, the exchange rate registered a net change of -11.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.8586 was down 6.56% compared to the 2021 peak of 0.9188, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,293 BRL
2021 Average 4,238 BRL
Yearly Trough Low 3,309 BRL
Transaction Impact: A difference of 983.64 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.8463
0.6635
JanuMarcMayJulySeptNove

HRK to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7366, compared to 0.7080 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0286 points.

H1 Avg (Jan–Jun) 0.7366
H2 Avg (Jul–Dec) 0.7080

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0842 BRL (High: 0.7460 / Low: 0.6618). On the other end, December was the most stable month, with a tight range of 0.0279 BRL (High: 0.7507 / Low: 0.7228).

November Spread (Volatile) ±0.0842
December Spread (Stable) ±0.0279

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0599 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0599

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.8311) against the same month in 2021 (average: 0.8622), the exchange rate shifted by -0.0311 (-3.61%).

2022 Avg (January) 0.8311
2021 Avg (January) 0.8622

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8586 0.7924 0.8311
February 0.8113 0.7517 0.7830
March 0.7590 0.6869 0.7231
April 0.7037 0.6622 0.6788
May 0.7238 0.6728 0.6942
June 0.7360 0.6802 0.7094
July 0.7471 0.7020 0.7265
August 0.7141 0.6703 0.6922
September 0.7053 0.6693 0.6889
October 0.7216 0.6693 0.6874
November 0.7460 0.6618 0.7163
December 0.7507 0.7228 0.7364