2024 HRK to BRL Historical Review

YEARLY HIGH

0.9294 BRL

YEARLY LOW

0.7041 BRL

YEARLY AVERAGE

0.7739 BRL

2024 HRK to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.9294. Conversely, the yearly low was recorded on February 13, dropping to 0.7041.

This high-to-low spread represents a total annual volatility of 0.2253 BRL. From a start-to-finish perspective, comparing the January average rate of 0.7106 to the December average rate of 0.8508, the exchange rate registered a net change of 19.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.9294 was up 19.58% compared to the 2023 peak of 0.7772, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,647 BRL

2023 Average 3,584 BRL

Yearly Trough Low 3,520 BRL

Transaction Impact: A difference of 1,126.64 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.8649

0.6966

JanuMarcMayJulySeptNove

HRK to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7296, compared to 0.8183 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0887 points.

H1 Avg (Jan–Jun) 0.7296

H2 Avg (Jul–Dec) 0.8183

Volatility Range Comparison

Volatility

The most volatile month in 2024 was December, with a trading range of 0.1007 BRL (High: 0.9294 / Low: 0.8286). On the other end, February was the most stable month, with a tight range of 0.0134 BRL (High: 0.7174 / Low: 0.7041).

December Spread (Volatile) ±0.1007

February Spread (Stable) ±0.0134

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0038 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.8508) against the same month in 2023 (average: 0.7097), the exchange rate shifted by +0.1412 (+19.89%).

2024 Avg (December) 0.8508

2023 Avg (December) 0.7097

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7204	0.7051	0.7106
February	0.7174	0.7041	0.7112
March	0.7260	0.7126	0.7188
April	0.7453	0.7204	0.7293
May	0.7553	0.7241	0.7371
June	0.7970	0.7554	0.7706
July	0.8149	0.7777	0.7980
August	0.8317	0.7955	0.8126
September	0.8300	0.8035	0.8168
October	0.8366	0.7944	0.8130
November	0.8440	0.8020	0.8185
December	0.9294	0.8286	0.8508