2020 HRK to BRL Historical Review

YEARLY HIGH

0.8953 BRL

YEARLY LOW

0.6042 BRL

YEARLY AVERAGE

0.7811 BRL

2020 HRK to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 3, valuing the pair at 0.8953. Conversely, the yearly low was recorded on January 2, dropping to 0.6042.

This high-to-low spread represents a total annual volatility of 0.2910 BRL. From a start-to-finish perspective, comparing the January average rate of 0.6178 to the December average rate of 0.8306, the exchange rate registered a net change of 34.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8953 was up 41.90% compared to the 2019 peak of 0.6309, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,476 BRL

2019 Average 2,976 BRL

Yearly Trough Low 3,021 BRL

Transaction Impact: A difference of 1,455.15 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9003

0.5921

JanuMarcMayJulySeptNove

HRK to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7183, compared to 0.8438 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1255 points.

H1 Avg (Jan–Jun) 0.7183

H2 Avg (Jul–Dec) 0.8438

Volatility Range Comparison

Volatility

The most volatile month in 2020 was June, with a trading range of 0.0935 BRL (High: 0.8143 / Low: 0.7208). On the other end, October was the most stable month, with a tight range of 0.0279 BRL (High: 0.8911 / Low: 0.8631).

June Spread (Volatile) ±0.0935

October Spread (Stable) ±0.0279

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0360 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0360

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.8507) against the same month in 2019 (average: 0.6176), the exchange rate shifted by +0.2331 (+37.74%).

2020 Avg (November) 0.8507

2019 Avg (November) 0.6176

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6382	0.6042	0.6178
February	0.6614	0.6247	0.6366
March	0.7531	0.6611	0.7137
April	0.8101	0.7300	0.7611
May	0.8441	0.7657	0.8082
June	0.8143	0.7208	0.7723
July	0.8269	0.7870	0.8051
August	0.8820	0.8269	0.8583
September	0.8762	0.8198	0.8436
October	0.8911	0.8631	0.8746
November	0.8953	0.8323	0.8507
December	0.8500	0.8089	0.8306