YEARLY HIGH
0.8879 BRL
YEARLY LOW
0.7890 BRL
YEARLY AVERAGE
0.8378 BRL

2025 HRK to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 0.8879. Conversely, the yearly low was recorded on February 18, dropping to 0.7890.

This high-to-low spread represents a total annual volatility of 0.0989 BRL. From a start-to-finish perspective, comparing the January average rate of 0.8293 to the December average rate of 0.8506, the exchange rate registered a net change of 2.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.8879 was down 4.46% compared to the 2024 peak of 0.9294, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,440 BRL
2024 Average 3,871 BRL
Yearly Trough Low 3,945 BRL
Transaction Impact: A difference of 494.56 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.8695
0.7906
JanuMarcMayJulySeptNove

HRK to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8357, compared to 0.8400 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0043 points.

H1 Avg (Jan–Jun) 0.8357
H2 Avg (Jul–Dec) 0.8400

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0739 BRL (High: 0.8879 / Low: 0.8141). On the other end, November was the most stable month, with a tight range of 0.0156 BRL (High: 0.8263 / Low: 0.8107).

April Spread (Volatile) ±0.0739
November Spread (Stable) ±0.0156

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0321 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0321

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.8629) against the same month in 2024 (average: 0.7293), the exchange rate shifted by +0.1336 (+18.32%).

2025 Avg (April) 0.8629
2024 Avg (April) 0.7293

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8657 0.8034 0.8293
February 0.8105 0.7890 0.7972
March 0.8799 0.8105 0.8282
April 0.8879 0.8141 0.8629
May 0.8623 0.8330 0.8485
June 0.8625 0.8358 0.8481
July 0.8695 0.8448 0.8581
August 0.8523 0.8341 0.8422
September 0.8469 0.8282 0.8355
October 0.8512 0.8230 0.8336
November 0.8263 0.8107 0.8197
December 0.8731 0.8206 0.8506