2013 HRK to BZD Historical Review

YEARLY HIGH

0.3609 BZD

YEARLY LOW

0.3327 BZD

YEARLY AVERAGE

0.3500 BZD

2013 HRK to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 27, valuing the pair at 0.3609. Conversely, the yearly low was recorded on March 28, dropping to 0.3327.

This high-to-low spread represents a total annual volatility of 0.0282 BZD. From a start-to-finish perspective, comparing the January average rate of 0.3494 to the December average rate of 0.3577, the exchange rate registered a net change of 2.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.3609 was up 2.58% compared to the 2012 peak of 0.3518, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,804 BZD

2012 Average 1,672 BZD

Yearly Trough Low 1,664 BZD

Transaction Impact: A difference of 140.83 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.3595

0.3382

JanuMarcMayJulySeptNove

HRK to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3474, compared to 0.3526 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.3474

H2 Avg (Jul–Dec) 0.3526

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0170 BZD (High: 0.3603 / Low: 0.3432). On the other end, November was the most stable month, with a tight range of 0.0051 BZD (High: 0.3552 / Low: 0.3501).

June Spread (Volatile) ±0.0170

November Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0144 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2013: 0.3564) against the same month in 2012 (average: 0.3400), the exchange rate shifted by +0.0165 (+4.85%).

2013 Avg (October) 0.3564

2012 Avg (October) 0.3400

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3543	0.3420	0.3494
February	0.3603	0.3478	0.3543
March	0.3485	0.3327	0.3400
April	0.3485	0.3331	0.3441
May	0.3507	0.3362	0.3437
June	0.3603	0.3432	0.3528
July	0.3527	0.3404	0.3480
August	0.3546	0.3473	0.3514
September	0.3544	0.3421	0.3497
October	0.3609	0.3529	0.3564
November	0.3552	0.3501	0.3526
December	0.3607	0.3540	0.3577