2015 HRK to BZD Historical Review

YEARLY HIGH

0.3156 BZD

YEARLY LOW

0.2751 BZD

YEARLY AVERAGE

0.2917 BZD

2015 HRK to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.3156. Conversely, the yearly low was recorded on March 14, dropping to 0.2751.

This high-to-low spread represents a total annual volatility of 0.0406 BZD. From a start-to-finish perspective, comparing the January average rate of 0.3025 to the December average rate of 0.2845, the exchange rate registered a net change of -5.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.3156 was down 14.53% compared to the 2014 peak of 0.3693, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,578 BZD

2014 Average 1,739 BZD

Yearly Trough Low 1,375 BZD

Transaction Impact: A difference of 202.83 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.3046

0.2796

JanuMarcMayJulySeptNove

HRK to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2928, compared to 0.2906 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.2928

H2 Avg (Jul–Dec) 0.2906

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0257 BZD (High: 0.3156 / Low: 0.2899). On the other end, February was the most stable month, with a tight range of 0.0046 BZD (High: 0.2966 / Low: 0.2920).

January Spread (Volatile) ±0.0257

February Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0121 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0121

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.3025) against the same month in 2014 (average: 0.3559), the exchange rate shifted by -0.0534 (-15.00%).

2015 Avg (January) 0.3025

2014 Avg (January) 0.3559

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3156	0.2899	0.3025
February	0.2966	0.2920	0.2944
March	0.2918	0.2751	0.2832
April	0.2948	0.2793	0.2842
May	0.3039	0.2877	0.2951
June	0.3018	0.2887	0.2975
July	0.2961	0.2867	0.2920
August	0.3052	0.2898	0.2959
September	0.3013	0.2914	0.2959
October	0.2997	0.2873	0.2939
November	0.2896	0.2765	0.2817
December	0.2874	0.2769	0.2845