2026 HRK to BZD Historical Review

YEARLY HIGH

0.3205 BZD

YEARLY LOW

0.3030 BZD

YEARLY AVERAGE

0.3099 BZD

2026 HRK to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.3205. Conversely, the yearly low was recorded on June 25, dropping to 0.3030.

This high-to-low spread represents a total annual volatility of 0.0175 BZD. From a start-to-finish perspective, comparing the January average rate of 0.3131 to the December average rate of 0.3069, the exchange rate registered a net change of -1.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.3205 was up 0.99% compared to the 2025 peak of 0.3173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,602 BZD

2025 Average 1,507 BZD

Yearly Trough Low 1,515 BZD

Transaction Impact: A difference of 87.31 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.3165

0.3037

JanuMarcMayJuly

HRK to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3112, compared to 0.3059 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.3112

H2 Avg (Jul–Dec) 0.3059

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0109 BZD (High: 0.3205 / Low: 0.3096). On the other end, August was the most stable month, with a tight range of 0.0002 BZD (High: 0.3070 / Low: 0.3069).

January Spread (Volatile) ±0.0109

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0072 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.3131) against the same month in 2025 (average: 0.2759), the exchange rate shifted by +0.0372 (+13.50%).

2026 Avg (January) 0.3131

2025 Avg (January) 0.2759

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3205	0.3096	0.3131
February	0.3188	0.3138	0.3155
March	0.3134	0.3047	0.3083
April	0.3152	0.3066	0.3120
May	0.3129	0.3104	0.3112
June	0.3108	0.3030	0.3072
July	0.3060	0.3036	0.3048
August	0.3070	0.3069	0.3069