2016 HRK to BZD Historical Review

YEARLY HIGH

0.3058 BZD

YEARLY LOW

0.2769 BZD

YEARLY AVERAGE

0.2939 BZD

2016 HRK to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 0.3058. Conversely, the yearly low was recorded on December 20, dropping to 0.2769.

This high-to-low spread represents a total annual volatility of 0.0289 BZD. From a start-to-finish perspective, comparing the January average rate of 0.2832 to the December average rate of 0.2804, the exchange rate registered a net change of -0.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3058 was down 3.11% compared to the 2015 peak of 0.3156, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,529 BZD

2015 Average 1,459 BZD

Yearly Trough Low 1,385 BZD

Transaction Impact: A difference of 144.55 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3040

0.2783

JanuMarcMayJulySeptNove

HRK to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2950, compared to 0.2927 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.2950

H2 Avg (Jul–Dec) 0.2927

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0164 BZD (High: 0.3015 / Low: 0.2851). On the other end, September was the most stable month, with a tight range of 0.0034 BZD (High: 0.3007 / Low: 0.2973).

March Spread (Volatile) ±0.0164

September Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0070 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 0.3014) against the same month in 2015 (average: 0.2951), the exchange rate shifted by +0.0063 (+2.13%).

2016 Avg (May) 0.3014

2015 Avg (May) 0.2951

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2848	0.2813	0.2832
February	0.2952	0.2832	0.2901
March	0.3015	0.2851	0.2941
April	0.3051	0.2991	0.3018
May	0.3058	0.2969	0.3014
June	0.3045	0.2931	0.2996
July	0.2994	0.2940	0.2957
August	0.3030	0.2968	0.2994
September	0.3007	0.2973	0.2991
October	0.2993	0.2897	0.2942
November	0.2964	0.2807	0.2874
December	0.2851	0.2769	0.2804