2018 HRK to BZD Historical Review

YEARLY HIGH

0.3383 BZD

YEARLY LOW

0.3046 BZD

YEARLY AVERAGE

0.3202 BZD

2018 HRK to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 0.3383. Conversely, the yearly low was recorded on November 12, dropping to 0.3046.

This high-to-low spread represents a total annual volatility of 0.0337 BZD. From a start-to-finish perspective, comparing the January average rate of 0.3298 to the December average rate of 0.3097, the exchange rate registered a net change of -6.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.3383 was up 3.34% compared to the 2017 peak of 0.3273, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,691 BZD

2017 Average 1,523 BZD

Yearly Trough Low 1,523 BZD

Transaction Impact: A difference of 168.33 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.3364

0.3055

JanuMarcMayJulySeptNove

HRK to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3281, compared to 0.3123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0158 points.

H1 Avg (Jan–Jun) 0.3281

H2 Avg (Jul–Dec) 0.3123

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.0149 BZD (High: 0.3366 / Low: 0.3217). On the other end, July was the most stable month, with a tight range of 0.0030 BZD (High: 0.3192 / Low: 0.3161).

January Spread (Volatile) ±0.0149

July Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0110 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0110

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.3338) against the same month in 2017 (average: 0.2874), the exchange rate shifted by +0.0464 (+16.14%).

2018 Avg (February) 0.3338

2017 Avg (February) 0.2874

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3366	0.3217	0.3298
February	0.3383	0.3289	0.3338
March	0.3361	0.3309	0.3332
April	0.3357	0.3279	0.3324
May	0.3286	0.3139	0.3215
June	0.3215	0.3148	0.3178
July	0.3192	0.3161	0.3177
August	0.3168	0.3070	0.3122
September	0.3188	0.3129	0.3152
October	0.3142	0.3065	0.3110
November	0.3108	0.3046	0.3081
December	0.3120	0.3083	0.3097