YEARLY HIGH
0.1096 GBP
YEARLY LOW
0.1015 GBP
YEARLY AVERAGE
0.1056 GBP

2014 HRK to GBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to GBP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.1096. Conversely, the yearly low was recorded on December 31, dropping to 0.1015.

This high-to-low spread represents a total annual volatility of 0.0081 GBP. From a start-to-finish perspective, comparing the January average rate of 0.1084 to the December average rate of 0.1027, the exchange rate registered a net change of -5.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1096 was down 5.96% compared to the 2013 peak of 0.1165, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 548 GBP
2013 Average 560 GBP
Yearly Trough Low 507 GBP
Transaction Impact: A difference of 40.55 GBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1092
0.1021
JanuMarcMayJulySeptNove

HRK to GBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1077, compared to 0.1036 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.1077
H2 Avg (Jul–Dec) 0.1036

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0035 GBP (High: 0.1055 / Low: 0.1019). On the other end, April was the most stable month, with a tight range of 0.0013 GBP (High: 0.1090 / Low: 0.1077).

September Spread (Volatile) ±0.0035
April Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0019 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.1086) against the same month in 2013 (average: 0.1132), the exchange rate shifted by -0.0046 (-4.07%).

2014 Avg (March) 0.1086
2013 Avg (March) 0.1132

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1094 0.1070 0.1084
February 0.1088 0.1067 0.1077
March 0.1096 0.1073 0.1086
April 0.1090 0.1077 0.1082
May 0.1083 0.1064 0.1074
June 0.1075 0.1052 0.1061
July 0.1053 0.1036 0.1042
August 0.1054 0.1037 0.1045
September 0.1055 0.1019 0.1038
October 0.1044 0.1021 0.1030
November 0.1045 0.1020 0.1031
December 0.1037 0.1015 0.1027