2025 HRK to GBP Historical Review

YEARLY HIGH

0.1173 GBP

YEARLY LOW

0.1095 GBP

YEARLY AVERAGE

0.1137 GBP

2025 HRK to GBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to GBP exchange rate experienced significant fluctuation. The market reached its absolute peak on November 13, valuing the pair at 0.1173. Conversely, the yearly low was recorded on March 1, dropping to 0.1095.

This high-to-low spread represents a total annual volatility of 0.0078 GBP. From a start-to-finish perspective, comparing the January average rate of 0.1112 to the December average rate of 0.1161, the exchange rate registered a net change of 4.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1173 was up 1.96% compared to the 2024 peak of 0.1151, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 587 GBP

2024 Average 562 GBP

Yearly Trough Low 548 GBP

Transaction Impact: A difference of 39.12 GBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1174

0.1096

JanuMarcMayJulySeptNove

HRK to GBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1118, compared to 0.1156 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 0.1118

H2 Avg (Jul–Dec) 0.1156

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0044 GBP (High: 0.1153 / Low: 0.1109). On the other end, December was the most stable month, with a tight range of 0.0011 GBP (High: 0.1167 / Low: 0.1157).

April Spread (Volatile) ±0.0044

December Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0015 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.1167) against the same month in 2024 (average: 0.1106), the exchange rate shifted by +0.0061 (+5.56%).

2025 Avg (November) 0.1167

2024 Avg (November) 0.1106

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1122	0.1097	0.1112
February	0.1110	0.1095	0.1103
March	0.1119	0.1095	0.1111
April	0.1153	0.1109	0.1135
May	0.1132	0.1110	0.1120
June	0.1139	0.1117	0.1128
July	0.1161	0.1140	0.1149
August	0.1159	0.1143	0.1149
September	0.1161	0.1147	0.1154
October	0.1167	0.1151	0.1156
November	0.1173	0.1163	0.1167
December	0.1167	0.1157	0.1161