YEARLY HIGH
0.1261 GBP
YEARLY LOW
0.1116 GBP
YEARLY AVERAGE
0.1182 GBP

2019 HRK to GBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to GBP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 11, valuing the pair at 0.1261. Conversely, the yearly low was recorded on December 12, dropping to 0.1116.

This high-to-low spread represents a total annual volatility of 0.0145 GBP. From a start-to-finish perspective, comparing the January average rate of 0.1191 to the December average rate of 0.1139, the exchange rate registered a net change of -4.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1261 was up 2.82% compared to the 2018 peak of 0.1227, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 631 GBP
2018 Average 596 GBP
Yearly Trough Low 558 GBP
Transaction Impact: A difference of 72.63 GBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1249
0.1129
JanuMarcMayJulySeptNove

HRK to GBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1177, compared to 0.1188 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.1177
H2 Avg (Jul–Dec) 0.1188

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0058 GBP (High: 0.1218 / Low: 0.1160). On the other end, November was the most stable month, with a tight range of 0.0016 GBP (High: 0.1161 / Low: 0.1144).

January Spread (Volatile) ±0.0058
November Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0035 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.1239) against the same month in 2018 (average: 0.1207), the exchange rate shifted by +0.0031 (+2.59%).

2019 Avg (August) 0.1239
2018 Avg (August) 0.1207

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1218 0.1160 0.1191
February 0.1192 0.1150 0.1177
March 0.1168 0.1146 0.1156
April 0.1169 0.1149 0.1161
May 0.1190 0.1147 0.1174
June 0.1213 0.1190 0.1203
July 0.1243 0.1207 0.1217
August 0.1261 0.1220 0.1239
September 0.1227 0.1192 0.1204
October 0.1211 0.1155 0.1175
November 0.1161 0.1144 0.1153
December 0.1151 0.1116 0.1139