2020 HRK to GBP Historical Review

YEARLY HIGH

0.1240 GBP

YEARLY LOW

0.1114 GBP

YEARLY AVERAGE

0.1180 GBP

2020 HRK to GBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to GBP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.1240. Conversely, the yearly low was recorded on February 16, dropping to 0.1114.

This high-to-low spread represents a total annual volatility of 0.0127 GBP. From a start-to-finish perspective, comparing the January average rate of 0.1141 to the December average rate of 0.1200, the exchange rate registered a net change of 5.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1240 was down 1.65% compared to the 2019 peak of 0.1261, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 620 GBP

2019 Average 591 GBP

Yearly Trough Low 557 GBP

Transaction Impact: A difference of 63.33 GBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1215

0.1122

JanuMarcMayJulySeptNove

HRK to GBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1161, compared to 0.1198 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 0.1161

H2 Avg (Jul–Dec) 0.1198

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0094 GBP (High: 0.1240 / Low: 0.1147). On the other end, October was the most stable month, with a tight range of 0.0017 GBP (High: 0.1206 / Low: 0.1188).

March Spread (Volatile) ±0.0094

October Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0029 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1182) against the same month in 2019 (average: 0.1156), the exchange rate shifted by +0.0026 (+2.25%).

2020 Avg (March) 0.1182

2019 Avg (March) 0.1156

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1151	0.1129	0.1141
February	0.1151	0.1114	0.1129
March	0.1240	0.1147	0.1182
April	0.1166	0.1143	0.1153
May	0.1185	0.1150	0.1172
June	0.1206	0.1172	0.1188
July	0.1215	0.1189	0.1201
August	0.1211	0.1182	0.1199
September	0.1228	0.1178	0.1207
October	0.1206	0.1188	0.1197
November	0.1198	0.1175	0.1185
December	0.1215	0.1184	0.1200