2021 HRK to GBP Historical Review

YEARLY HIGH

0.1198 GBP

YEARLY LOW

0.1115 GBP

YEARLY AVERAGE

0.1142 GBP

2021 HRK to GBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to GBP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.1198. Conversely, the yearly low was recorded on December 30, dropping to 0.1115.

This high-to-low spread represents a total annual volatility of 0.0083 GBP. From a start-to-finish perspective, comparing the January average rate of 0.1180 to the December average rate of 0.1129, the exchange rate registered a net change of -4.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1198 was down 3.42% compared to the 2020 peak of 0.1240, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 599 GBP

2020 Average 590 GBP

Yearly Trough Low 558 GBP

Transaction Impact: A difference of 41.31 GBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1185

0.1123

JanuMarcMayJulySeptNove

HRK to GBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1150, compared to 0.1135 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.1150

H2 Avg (Jul–Dec) 0.1135

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0037 GBP (High: 0.1153 / Low: 0.1116). On the other end, June was the most stable month, with a tight range of 0.0012 GBP (High: 0.1151 / Low: 0.1139).

April Spread (Volatile) ±0.0037

June Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0028 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.1180) against the same month in 2020 (average: 0.1141), the exchange rate shifted by +0.0039 (+3.40%).

2021 Avg (January) 0.1180

2020 Avg (January) 0.1141

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1198	0.1167	0.1180
February	0.1166	0.1135	0.1151
March	0.1143	0.1124	0.1133
April	0.1153	0.1116	0.1142
May	0.1154	0.1139	0.1147
June	0.1151	0.1139	0.1146
July	0.1150	0.1134	0.1141
August	0.1147	0.1130	0.1138
September	0.1152	0.1136	0.1143
October	0.1141	0.1120	0.1128
November	0.1140	0.1116	0.1128
December	0.1141	0.1115	0.1129