YEARLY HIGH
207.0594 IQD
YEARLY LOW
187.6412 IQD
YEARLY AVERAGE
199.0384 IQD

2012 HRK to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 207.0594. Conversely, the yearly low was recorded on July 24, dropping to 187.6412.

This high-to-low spread represents a total annual volatility of 19.4183 IQD. From a start-to-finish perspective, comparing the January average rate of 199.3034 to the December average rate of 202.6584, the exchange rate registered a net change of 1.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 207.0594 was down 12.72% compared to the 2011 peak of 237.2358, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,035,297 IQD
2011 Average 1,096,324 IQD
Yearly Trough Low 938,206 IQD
Transaction Impact: A difference of 97,091.37 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

205.7491
189.3415
JanuMarcMayJulySeptNove

HRK to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 200.3322, compared to 197.7446 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.5876 points.

H1 Avg (Jan–Jun) 200.3322
H2 Avg (Jul–Dec) 197.7446

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 14.4461 IQD (High: 205.1270 / Low: 190.6809). On the other end, October was the most stable month, with a tight range of 3.8073 IQD (High: 202.8814 / Low: 199.0741).

May Spread (Volatile) ±14.4461
October Spread (Stable) ±3.8073

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 6.5284 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -6.5284

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 203.1669) against the same month in 2011 (average: 216.8022), the exchange rate shifted by -13.6354 (-6.29%).

2012 Avg (February) 203.1669
2011 Avg (February) 216.8022

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 202.8863 195.9774 199.3034
February 207.0594 199.9821 203.1669
March 206.8250 201.6063 204.0811
April 206.7752 202.8039 204.3818
May 205.1270 190.6809 197.8534
June 195.5647 190.0986 193.2066
July 195.3444 187.6412 190.7088
August 196.1999 189.8519 192.6850
September 206.1235 195.6995 201.4150
October 202.8814 199.0741 201.0526
November 200.6990 196.2531 197.9478
December 204.9938 199.8357 202.6584