2025 HRK to IQD Historical Review

YEARLY HIGH

206.4579 IQD

YEARLY LOW

178.1069 IQD

YEARLY AVERAGE

196.4305 IQD

2025 HRK to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 206.4579. Conversely, the yearly low was recorded on January 10, dropping to 178.1069.

This high-to-low spread represents a total annual volatility of 28.3510 IQD. From a start-to-finish perspective, comparing the January average rate of 179.9380 to the December average rate of 203.6612, the exchange rate registered a net change of 13.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 206.4579 was up 6.09% compared to the 2024 peak of 194.6048, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,032,290 IQD

2024 Average 940,379 IQD

Yearly Trough Low 890,535 IQD

Transaction Impact: A difference of 141,754.97 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

206.3595

177.5360

JanuMarcMayJulySeptNove

HRK to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 190.1352, compared to 202.7258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 12.5906 points.

H1 Avg (Jan–Jun) 190.1352

H2 Avg (Jul–Dec) 202.7258

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 12.3446 IQD (High: 200.1640 / Low: 187.8194). On the other end, November was the most stable month, with a tight range of 2.4372 IQD (High: 202.1392 / Low: 199.7021).

April Spread (Volatile) ±12.3446

November Spread (Stable) ±2.4372

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.5453 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.5453

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 203.9576) against the same month in 2024 (average: 193.1797), the exchange rate shifted by +10.7778 (+5.58%).

2025 Avg (September) 203.9576

2024 Avg (September) 193.1797

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	182.4784	178.1069	179.9380
February	182.8332	179.0966	181.1415
March	190.1855	180.3931	187.6562
April	200.1640	187.8194	195.3395
May	198.0188	192.7419	196.2399
June	204.9119	197.4863	200.4960
July	205.2704	198.5585	203.1165
August	203.6867	198.8789	202.2946
September	206.4579	202.2486	203.9576
October	204.1720	200.5782	202.4351
November	202.1392	199.7021	200.8898
December	205.0098	201.7750	203.6612