YEARLY HIGH
222.4532 IQD
YEARLY LOW
185.9916 IQD
YEARLY AVERAGE
204.2386 IQD

2022 HRK to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 222.4532. Conversely, the yearly low was recorded on September 27, dropping to 185.9916.

This high-to-low spread represents a total annual volatility of 36.4615 IQD. From a start-to-finish perspective, comparing the January average rate of 219.5702 to the December average rate of 204.9426, the exchange rate registered a net change of -6.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 222.4532 was down 6.67% compared to the 2021 peak of 238.3489, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,112,266 IQD
2021 Average 1,147,058 IQD
Yearly Trough Low 929,958 IQD
Transaction Impact: A difference of 182,307.71 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

222.6127
187.7369
JanuMarcMayJulySeptNove

HRK to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 211.7820, compared to 196.6953 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 15.0866 points.

H1 Avg (Jan–Jun) 211.7820
H2 Avg (Jul–Dec) 196.6953

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 13.0918 IQD (High: 201.7085 / Low: 188.6167). On the other end, December was the most stable month, with a tight range of 5.1510 IQD (High: 207.3926 / Low: 202.2416).

November Spread (Volatile) ±13.0918
December Spread (Stable) ±5.1510

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 7.3556 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -7.3556

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 219.5702) against the same month in 2021 (average: 235.2978), the exchange rate shifted by -15.7276 (-6.68%).

2022 Avg (January) 219.5702
2021 Avg (January) 235.2978

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 222.4532 215.8141 219.5702
February 222.3093 215.7853 219.7064
March 215.1139 209.5566 212.3961
April 213.6210 202.4144 209.0570
May 208.0662 201.3557 204.8356
June 208.4847 202.1295 205.1265
July 202.2564 194.6266 197.7709
August 200.4638 193.0697 196.8008
September 196.5547 185.9916 192.1928
October 195.6265 188.0289 190.6432
November 201.7085 188.6167 197.8216
December 207.3926 202.2416 204.9426