2014 HRK to IQD Historical Review

YEARLY HIGH

215.1078 IQD

YEARLY LOW

184.4523 IQD

YEARLY AVERAGE

204.0934 IQD

2014 HRK to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 8, valuing the pair at 215.1078. Conversely, the yearly low was recorded on December 31, dropping to 184.4523.

This high-to-low spread represents a total annual volatility of 30.6555 IQD. From a start-to-finish perspective, comparing the January average rate of 208.1394 to the December average rate of 188.7287, the exchange rate registered a net change of -9.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 215.1078 was up 1.99% compared to the 2013 peak of 210.9071, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,075,539 IQD

2013 Average 1,019,255 IQD

Yearly Trough Low 922,262 IQD

Transaction Impact: A difference of 153,277.32 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

214.6306

186.3740

JanuMarcMayJulySeptNove

HRK to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 210.2672, compared to 197.9196 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 12.3476 points.

H1 Avg (Jan–Jun) 210.2672

H2 Avg (Jul–Dec) 197.9196

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 8.6848 IQD (High: 203.2494 / Low: 194.5646). On the other end, November was the most stable month, with a tight range of 2.5201 IQD (High: 193.1396 / Low: 190.6195).

September Spread (Volatile) ±8.6848

November Spread (Stable) ±2.5201

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 6.5847 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -6.5847

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 212.2759) against the same month in 2013 (average: 198.7222), the exchange rate shifted by +13.5537 (+6.82%).

2014 Avg (May) 212.2759

2013 Avg (May) 198.7222

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	210.2214	205.5473	208.1394
February	210.7939	205.5418	208.0305
March	214.0889	209.1871	210.8081
April	213.5787	209.0167	211.0809
May	215.1078	209.1272	212.2759
June	212.7638	208.3844	211.2684
July	212.5741	205.7176	209.1003
August	207.1091	200.5792	205.1025
September	203.2494	194.5646	198.5178
October	196.6625	191.6367	194.4887
November	193.1396	190.6195	191.5798
December	192.9366	184.4523	188.7287