2026 HRK to IQD Historical Review

YEARLY HIGH

208.8483 IQD

YEARLY LOW

197.4057 IQD

YEARLY AVERAGE

201.8545 IQD

2026 HRK to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 208.8483. Conversely, the yearly low was recorded on June 25, dropping to 197.4057.

This high-to-low spread represents a total annual volatility of 11.4426 IQD. From a start-to-finish perspective, comparing the January average rate of 204.0215 to the December average rate of 200.0490, the exchange rate registered a net change of -1.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 208.8483 was up 1.16% compared to the 2025 peak of 206.4579, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,044,241 IQD

2025 Average 982,576 IQD

Yearly Trough Low 987,029 IQD

Transaction Impact: A difference of 57,212.90 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

206.2103

197.7611

JanuMarcMayJuly

HRK to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 202.7203, compared to 199.2571 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.4632 points.

H1 Avg (Jan–Jun) 202.7203

H2 Avg (Jul–Dec) 199.2571

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 7.1836 IQD (High: 208.8483 / Low: 201.6647). On the other end, August was the most stable month, with a tight range of 0.4943 IQD (High: 200.3783 / Low: 199.8840).

January Spread (Volatile) ±7.1836

August Spread (Stable) ±0.4943

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.6867 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -4.6867

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 204.0215) against the same month in 2025 (average: 179.9380), the exchange rate shifted by +24.0835 (+13.38%).

2026 Avg (January) 204.0215

2025 Avg (January) 179.9380

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	208.8483	201.6647	204.0215
February	207.3637	204.4028	205.5062
March	204.1338	198.4184	200.8195
April	205.2810	199.6870	203.2190
May	203.7940	202.1627	202.6702
June	202.4626	197.4057	200.0852
July	199.3337	197.7472	198.4652
August	200.3783	199.8840	200.0490