YEARLY HIGH
26.5609 KZT
YEARLY LOW
24.1836 KZT
YEARLY AVERAGE
25.4931 KZT

2012 HRK to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 26.5609. Conversely, the yearly low was recorded on July 24, dropping to 24.1836.

This high-to-low spread represents a total annual volatility of 2.3773 KZT. From a start-to-finish perspective, comparing the January average rate of 25.3402 to the December average rate of 26.2039, the exchange rate registered a net change of 3.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 26.5609 was down 9.61% compared to the 2011 peak of 29.3833, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 132,805 KZT
2011 Average 137,201 KZT
Yearly Trough Low 120,918 KZT
Transaction Impact: A difference of 11,886.73 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

26.3705
24.3709
JanuMarcMayJulySeptNove

HRK to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.4790, compared to 25.5072 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0283 points.

H1 Avg (Jan–Jun) 25.4790
H2 Avg (Jul–Dec) 25.5072

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 1.8522 KZT (High: 26.0822 / Low: 24.2300). On the other end, October was the most stable month, with a tight range of 0.4414 KZT (High: 26.2204 / Low: 25.7790).

May Spread (Volatile) ±1.8522
October Spread (Stable) ±0.4414

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.8119 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.8119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 26.2039) against the same month in 2011 (average: 25.9574), the exchange rate shifted by +0.2464 (+0.95%).

2012 Avg (December) 26.2039
2011 Avg (December) 25.9574

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.9194 24.8464 25.3402
February 26.2600 25.4268 25.8467
March 26.2354 25.6071 25.8902
April 26.2291 25.7502 25.9427
May 26.0822 24.2300 25.1307
June 25.1097 24.2394 24.7233
July 25.0904 24.1836 24.5376
August 25.2266 24.5160 24.7591
September 26.5569 25.1526 25.9387
October 26.2204 25.7790 25.9927
November 25.9991 25.4158 25.6116
December 26.5609 25.7901 26.2039