YEARLY HIGH
75.9650 KZT
YEARLY LOW
58.8830 KZT
YEARLY AVERAGE
64.5034 KZT

2022 HRK to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 75.9650. Conversely, the yearly low was recorded on May 25, dropping to 58.8830.

This high-to-low spread represents a total annual volatility of 17.0821 KZT. From a start-to-finish perspective, comparing the January average rate of 65.5044 to the December average rate of 65.6048, the exchange rate registered a net change of 0.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 75.9650 was up 8.81% compared to the 2021 peak of 69.8113, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 379,825 KZT
2021 Average 335,142 KZT
Yearly Trough Low 294,415 KZT
Transaction Impact: A difference of 85,410.33 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

74.5475
59.4327
JanuMarcMayJulySeptNove

HRK to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.4543, compared to 63.5525 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.9018 points.

H1 Avg (Jan–Jun) 65.4543
H2 Avg (Jul–Dec) 63.5525

Volatility Range Comparison

Volatility

The most volatile month in 2022 was February, with a trading range of 8.4856 KZT (High: 72.6231 / Low: 64.1375). On the other end, December was the most stable month, with a tight range of 1.6089 KZT (High: 66.5315 / Low: 64.9226).

February Spread (Volatile) ±8.4856
December Spread (Stable) ±1.6089

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 8.2628 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -8.2628

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 73.2879) against the same month in 2021 (average: 66.0406), the exchange rate shifted by +7.2473 (+10.97%).

2022 Avg (March) 73.2879
2021 Avg (March) 66.0406

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 66.2846 64.1750 65.5044
February 72.6231 64.1375 65.6431
March 75.9650 68.3788 73.2879
April 69.6054 61.9436 65.0251
May 62.0123 58.8830 60.6923
June 65.5426 60.5896 62.5732
July 65.6789 63.0522 64.4842
August 65.5942 61.5493 64.0746
September 63.7593 60.9496 62.6002
October 62.8451 60.9237 61.7043
November 64.7606 60.0253 62.8469
December 66.5315 64.9226 65.6048