2015 HRK to KZT Historical Review

YEARLY HIGH

48.8174 KZT

YEARLY LOW

25.5551 KZT

YEARLY AVERAGE

32.3317 KZT

2015 HRK to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 48.8174. Conversely, the yearly low was recorded on March 15, dropping to 25.5551.

This high-to-low spread represents a total annual volatility of 23.2623 KZT. From a start-to-finish perspective, comparing the January average rate of 27.8163 to the December average rate of 46.1380, the exchange rate registered a net change of 65.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 48.8174 was up 46.21% compared to the 2014 peak of 33.3883, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 244,087 KZT

2014 Average 155,570 KZT

Yearly Trough Low 127,775 KZT

Transaction Impact: A difference of 116,311.67 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

48.1209

24.3252

JanuMarcMayJulySeptNove

HRK to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.1473, compared to 37.5161 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.3688 points.

H1 Avg (Jan–Jun) 27.1473

H2 Avg (Jul–Dec) 37.5161

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 9.4265 KZT (High: 36.4216 / Low: 26.9950). On the other end, February was the most stable month, with a tight range of 0.3648 KZT (High: 27.4376 / Low: 27.0728).

August Spread (Volatile) ±9.4265

February Spread (Stable) ±0.3648

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9698 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.9698

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 46.1380) against the same month in 2014 (average: 29.2707), the exchange rate shifted by +16.8672 (+57.63%).

2015 Avg (December) 46.1380

2014 Avg (December) 29.2707

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.8655	26.7551	27.8163
February	27.4376	27.0728	27.2780
March	27.0443	25.5551	26.3082
April	27.4685	25.9601	26.4240
May	28.2874	26.7644	27.4700
June	27.8976	26.8641	27.5875
July	27.4674	26.6747	27.1150
August	36.4216	26.9950	29.6648
September	42.5056	35.3965	38.7249
October	41.5195	39.7480	40.6258
November	43.7910	40.6062	42.8282
December	48.8174	42.7286	46.1380