YEARLY HIGH
59.4956 KZT
YEARLY LOW
51.5237 KZT
YEARLY AVERAGE
54.8480 KZT

2018 HRK to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 59.4956. Conversely, the yearly low was recorded on May 29, dropping to 51.5237.

This high-to-low spread represents a total annual volatility of 7.9720 KZT. From a start-to-finish perspective, comparing the January average rate of 53.6397 to the December average rate of 57.1664, the exchange rate registered a net change of 6.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 59.4956 was up 8.55% compared to the 2017 peak of 54.8090, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 297,478 KZT
2017 Average 247,223 KZT
Yearly Trough Low 257,618 KZT
Transaction Impact: A difference of 39,859.84 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

58.0352
52.0732
JanuMarcMayJulySeptNove

HRK to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 53.3110, compared to 56.3851 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.0741 points.

H1 Avg (Jan–Jun) 53.3110
H2 Avg (Jul–Dec) 56.3851

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 3.3354 KZT (High: 59.4882 / Low: 56.1528). On the other end, March was the most stable month, with a tight range of 0.8371 KZT (High: 53.6269 / Low: 52.7898).

September Spread (Volatile) ±3.3354
March Spread (Stable) ±0.8371

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.1895 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.1895

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 57.1664) against the same month in 2017 (average: 52.4923), the exchange rate shifted by +4.6741 (+8.90%).

2018 Avg (December) 57.1664
2017 Avg (December) 52.4923

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 54.2697 52.9498 53.6397
February 54.2430 52.4014 53.4511
March 53.6269 52.7898 53.2155
April 54.9712 52.7408 53.7596
May 53.5380 51.5237 52.5701
June 53.9752 52.2825 53.2299
July 54.9000 53.8115 54.4286
August 57.2704 54.3424 55.5568
September 59.4882 56.1528 57.5384
October 58.0218 56.1235 56.9100
November 57.2518 55.7750 56.7103
December 59.4956 56.7331 57.1664