2019 HRK to KZT Historical Review

YEARLY HIGH

59.3671 KZT

YEARLY LOW

56.6600 KZT

YEARLY AVERAGE

57.8048 KZT

2019 HRK to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 59.3671. Conversely, the yearly low was recorded on December 26, dropping to 56.6600.

This high-to-low spread represents a total annual volatility of 2.7072 KZT. From a start-to-finish perspective, comparing the January average rate of 58.1834 to the December average rate of 57.3667, the exchange rate registered a net change of -1.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 59.3671 was down 0.22% compared to the 2018 peak of 59.4956, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 296,836 KZT

2018 Average 274,272 KZT

Yearly Trough Low 283,300 KZT

Transaction Impact: A difference of 13,535.93 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

58.4222

57.2597

JanuMarcMayJulySeptNove

HRK to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 57.7719, compared to 57.8378 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0660 points.

H1 Avg (Jan–Jun) 57.7719

H2 Avg (Jul–Dec) 57.8378

Volatility Range Comparison

Volatility

The most volatile month in 2019 was February, with a trading range of 2.1622 KZT (High: 59.2109 / Low: 57.0487). On the other end, September was the most stable month, with a tight range of 0.8228 KZT (High: 57.9198 / Low: 57.0970).

February Spread (Volatile) ±2.1622

September Spread (Stable) ±0.8228

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.6016 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.6016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 58.1834) against the same month in 2018 (average: 53.6397), the exchange rate shifted by +4.5437 (+8.47%).

2019 Avg (January) 58.1834

2018 Avg (January) 53.6397

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	59.3671	57.3682	58.1834
February	59.2109	57.0487	57.7726
March	58.2812	57.1842	57.5839
April	57.8618	56.8226	57.4094
May	57.7806	56.9556	57.3566
June	58.6774	57.4203	58.3253
July	58.6165	57.6505	58.3098
August	58.8673	57.5784	58.2168
September	57.9198	57.0970	57.6152
October	58.5622	57.1397	57.9017
November	58.3893	57.1582	57.6169
December	57.8293	56.6600	57.3667