2014 HRK to LBP Historical Review

YEARLY HIGH

277.3486 LBP

YEARLY LOW

239.2165 LBP

YEARLY AVERAGE

262.8677 LBP

2014 HRK to LBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to LBP exchange rate experienced significant fluctuation. The market reached its absolute peak on May 7, valuing the pair at 277.3486. Conversely, the yearly low was recorded on December 31, dropping to 239.2165.

This high-to-low spread represents a total annual volatility of 38.1321 LBP. From a start-to-finish perspective, comparing the January average rate of 268.5438 to the December average rate of 242.8615, the exchange rate registered a net change of -9.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 277.3486 was up 1.43% compared to the 2013 peak of 273.4430, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,386,743 LBP

2013 Average 1,321,359 LBP

Yearly Trough Low 1,196,083 LBP

Transaction Impact: A difference of 190,660.48 LBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

276.5357

239.8002

JanuMarcMayJulySeptNove

HRK to LBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 271.0788, compared to 254.6566 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 16.4222 points.

H1 Avg (Jan–Jun) 271.0788

H2 Avg (Jul–Dec) 254.6566

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 10.9618 LBP (High: 261.2009 / Low: 250.2391). On the other end, June was the most stable month, with a tight range of 3.3078 LBP (High: 272.8021 / Low: 269.4944).

September Spread (Volatile) ±10.9618

June Spread (Stable) ±3.3078

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 7.8491 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -7.8491

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 273.4744) against the same month in 2013 (average: 258.1881), the exchange rate shifted by +15.2863 (+5.92%).

2014 Avg (May) 273.4744

2013 Avg (May) 258.1881

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	271.3667	265.4031	268.5438
February	271.1284	265.2523	268.3345
March	273.7015	269.9737	271.7936
April	275.1934	269.8746	273.1975
May	277.3486	270.8051	273.4744
June	272.8021	269.4944	271.1289
July	272.4246	265.3507	269.0329
August	265.5134	260.8257	263.7167
September	261.2009	250.2391	255.8677
October	252.5907	248.0006	250.4299
November	248.0900	244.1587	246.0308
December	246.5010	239.2165	242.8615