2020 HRK to LBP Historical Review

YEARLY HIGH

247.0628 LBP

YEARLY LOW

126.5403 LBP

YEARLY AVERAGE

228.7689 LBP

2020 HRK to LBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to LBP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 21, valuing the pair at 247.0628. Conversely, the yearly low was recorded on July 6, dropping to 126.5403.

This high-to-low spread represents a total annual volatility of 120.5225 LBP. From a start-to-finish perspective, comparing the January average rate of 225.7607 to the December average rate of 244.5174, the exchange rate registered a net change of 8.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 247.0628 was up 5.27% compared to the 2019 peak of 234.6882, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,235,314 LBP

2019 Average 1,139,714 LBP

Yearly Trough Low 632,701 LBP

Transaction Impact: A difference of 602,612.61 LBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

247.3063

213.8388

JanuMarcMayJulySeptNove

HRK to LBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 220.9899, compared to 236.5479 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 15.5581 points.

H1 Avg (Jan–Jun) 220.9899

H2 Avg (Jul–Dec) 236.5479

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 113.2939 LBP (High: 239.8342 / Low: 126.5403). On the other end, August was the most stable month, with a tight range of 3.9867 LBP (High: 240.7407 / Low: 236.7540).

July Spread (Volatile) ±113.2939

August Spread (Stable) ±3.9867

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 4.2039 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -4.2039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 225.8016) against the same month in 2019 (average: 230.2871), the exchange rate shifted by -4.4854 (-1.95%).

2020 Avg (June) 225.8016

2019 Avg (June) 230.2871

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	230.1237	223.6974	225.7607
February	225.6327	218.9697	221.5568
March	227.4900	135.0952	218.2699
April	218.9176	214.3818	216.6278
May	221.2673	215.6173	217.9223
June	247.0628	221.7789	225.8016
July	239.8342	126.5403	227.1019
August	240.7407	236.7540	238.3935
September	239.4461	233.2042	236.7249
October	237.0053	232.7193	235.2644
November	239.6894	232.7192	237.2855
December	246.8974	241.9677	244.5174