YEARLY HIGH
14111.6127 LBP
YEARLY LOW
12166.6491 LBP
YEARLY AVERAGE
13433.0399 LBP

2025 HRK to LBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to LBP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 14111.6127. Conversely, the yearly low was recorded on February 3, dropping to 12166.6491.

This high-to-low spread represents a total annual volatility of 1944.9636 LBP. From a start-to-finish perspective, comparing the January average rate of 12302.8489 to the December average rate of 13924.9794, the exchange rate registered a net change of 13.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 14111.6127 was up 6.07% compared to the 2024 peak of 13303.8906, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 70,558,063 LBP
2024 Average 56,667,785 LBP
Yearly Trough Low 60,833,245 LBP
Transaction Impact: A difference of 9,724,817.98 LBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

14106.1830
12138.9094
JanuMarcMayJulySeptNove

HRK to LBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13002.1324, compared to 13863.9475 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 861.8151 points.

H1 Avg (Jan–Jun) 13002.1324
H2 Avg (Jul–Dec) 13863.9475

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 853.4303 LBP (High: 13699.5608 / Low: 12846.1305). On the other end, November was the most stable month, with a tight range of 165.0526 LBP (High: 13816.3073 / Low: 13651.2547).

April Spread (Volatile) ±853.4303
November Spread (Stable) ±165.0526

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 106.0665 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -106.0665

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 13942.2435) against the same month in 2024 (average: 13205.7328), the exchange rate shifted by +736.5107 (+5.58%).

2025 Avg (September) 13942.2435
2024 Avg (September) 13205.7328

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12480.9686 12176.5255 12302.8489
February 12507.1761 12166.6491 12387.4563
March 13004.1554 12338.3348 12828.3224
April 13699.5608 12846.1305 13363.7497
May 13544.0571 13168.6262 13409.4214
June 14015.8251 13495.7187 13720.9956
July 14039.2759 13578.3211 13891.5368
August 13995.3128 13608.3816 13852.8535
September 14111.6127 13827.8271 13942.2435
October 13952.4463 13711.2777 13836.1771
November 13816.3073 13651.2547 13735.8944
December 14039.5865 13812.4128 13924.9794