2019 HRK to LBP Historical Review

YEARLY HIGH

234.6882 LBP

YEARLY LOW

222.3172 LBP

YEARLY AVERAGE

227.9568 LBP

2019 HRK to LBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to LBP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 234.6882. Conversely, the yearly low was recorded on October 1, dropping to 222.3172.

This high-to-low spread represents a total annual volatility of 12.3710 LBP. From a start-to-finish perspective, comparing the January average rate of 231.9476 to the December average rate of 225.8496, the exchange rate registered a net change of -2.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 234.6882 was down 7.84% compared to the 2018 peak of 254.6538, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,173,441 LBP

2018 Average 1,204,256 LBP

Yearly Trough Low 1,111,586 LBP

Transaction Impact: A difference of 61,854.93 LBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

232.6846

223.8400

JanuMarcMayJulySeptNove

HRK to LBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 229.8470, compared to 226.0665 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.7805 points.

H1 Avg (Jan–Jun) 229.8470

H2 Avg (Jul–Dec) 226.0665

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 8.3001 LBP (High: 234.4134 / Low: 226.1133). On the other end, November was the most stable month, with a tight range of 2.9368 LBP (High: 226.5327 / Low: 223.5959).

May Spread (Volatile) ±8.3001

November Spread (Stable) ±2.9368

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 2.6579 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.6579

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 231.9476) against the same month in 2018 (average: 248.5140), the exchange rate shifted by -16.5664 (-6.67%).

2019 Avg (January) 231.9476

2018 Avg (January) 248.5140

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	234.6882	229.5897	231.9476
February	233.3805	229.6791	231.0276
March	232.6811	227.8901	229.7230
April	229.9329	226.4854	228.1988
May	234.4134	226.1133	227.8981
June	232.4256	226.7540	230.2871
July	231.0148	226.4950	229.2525
August	229.5767	223.8196	227.2349
September	226.1110	222.7794	224.5770
October	226.7380	222.3172	224.8068
November	226.5327	223.5959	224.6783
December	228.0829	223.7074	225.8496