YEARLY HIGH
14225.6225 LBP
YEARLY LOW
13493.4462 LBP
YEARLY AVERAGE
13795.0230 LBP

2026 HRK to LBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to LBP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 14225.6225. Conversely, the yearly low was recorded on June 25, dropping to 13493.4462.

This high-to-low spread represents a total annual volatility of 732.1763 LBP. From a start-to-finish perspective, comparing the January average rate of 13933.0880 to the December average rate of 13686.8606, the exchange rate registered a net change of -1.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 14225.6225 was up 0.81% compared to the 2025 peak of 14111.6127, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 71,128,113 LBP
2025 Average 67,194,049 LBP
Yearly Trough Low 67,467,231 LBP
Transaction Impact: A difference of 3,660,881.47 LBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

14051.8250
13525.3371
JanuMarcMayJuly

HRK to LBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13850.6853, compared to 13628.0359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 222.6495 points.

H1 Avg (Jan–Jun) 13850.6853
H2 Avg (Jul–Dec) 13628.0359

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 440.0676 LBP (High: 14225.6225 / Low: 13785.5550). On the other end, August was the most stable month, with a tight range of 49.3214 LBP (High: 13713.2359 / Low: 13663.9145).

January Spread (Volatile) ±440.0676
August Spread (Stable) ±49.3214

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 274.7175 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -274.7175

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 13933.0880) against the same month in 2025 (average: 12302.8489), the exchange rate shifted by +1630.2391 (+13.25%).

2026 Avg (January) 13933.0880
2025 Avg (January) 12302.8489

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14225.6225 13785.5550 13933.0880
February 14151.9475 13755.9577 14007.9510
March 13959.2664 13568.8191 13733.2335
April 14033.8914 13671.6080 13892.9432
May 13931.1083 13821.2797 13857.1357
June 13838.6404 13493.4462 13679.7605
July 13624.5723 13517.2422 13569.2111
August 13713.2359 13663.9145 13686.8606