2012 HRK to MGA Historical Review

YEARLY HIGH

399.1689 MGA

YEARLY LOW

345.7932 MGA

YEARLY AVERAGE

374.3238 MGA

2012 HRK to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 399.1689. Conversely, the yearly low was recorded on June 1, dropping to 345.7932.

This high-to-low spread represents a total annual volatility of 53.3757 MGA. From a start-to-finish perspective, comparing the January average rate of 379.1480 to the December average rate of 393.3663, the exchange rate registered a net change of 3.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 399.1689 was up 1.15% compared to the 2011 peak of 394.6466, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,995,844 MGA

2011 Average 1,889,834 MGA

Yearly Trough Low 1,728,966 MGA

Transaction Impact: A difference of 266,878.31 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

397.2641

350.4903

JanuMarcMayJulySeptNove

HRK to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 368.7005, compared to 379.9472 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.2467 points.

H1 Avg (Jan–Jun) 368.7005

H2 Avg (Jul–Dec) 379.9472

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 24.1222 MGA (High: 370.2152 / Low: 346.0930). On the other end, October was the most stable month, with a tight range of 6.0970 MGA (High: 383.0773 / Low: 376.9804).

May Spread (Volatile) ±24.1222

October Spread (Stable) ±6.0970

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 14.7475 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -14.7475

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 393.3663) against the same month in 2011 (average: 375.2747), the exchange rate shifted by +18.0916 (+4.82%).

2012 Avg (December) 393.3663

2011 Avg (December) 375.2747

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	383.7210	374.5645	379.1480
February	387.4129	373.7314	378.7422
March	378.8665	371.4029	375.3514
April	374.9528	363.9582	369.1356
May	370.2152	346.0930	354.3881
June	365.8261	345.7932	355.4375
July	373.4019	364.4327	368.8718
August	378.4037	368.8144	372.5999
September	391.0851	377.2750	384.1394
October	383.0773	376.9804	379.6169
November	387.3510	375.7108	381.0890
December	399.1689	387.2052	393.3663