2020 HRK to MGA Historical Review

YEARLY HIGH

631.5105 MGA

YEARLY LOW

526.9137 MGA

YEARLY AVERAGE

577.1255 MGA

2020 HRK to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 631.5105. Conversely, the yearly low was recorded on March 21, dropping to 526.9137.

This high-to-low spread represents a total annual volatility of 104.5967 MGA. From a start-to-finish perspective, comparing the January average rate of 549.0706 to the December average rate of 616.3285, the exchange rate registered a net change of 12.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 631.5105 was up 12.27% compared to the 2019 peak of 562.4885, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,157,552 MGA

2019 Average 2,741,061 MGA

Yearly Trough Low 2,634,569 MGA

Transaction Impact: A difference of 522,983.69 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

623.9450

532.5479

JanuMarcMayJulySeptNove

HRK to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 548.8917, compared to 605.3594 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 56.4676 points.

H1 Avg (Jan–Jun) 548.8917

H2 Avg (Jul–Dec) 605.3594

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 35.6990 MGA (High: 607.4802 / Low: 571.7812). On the other end, September was the most stable month, with a tight range of 10.3255 MGA (High: 607.2858 / Low: 596.9603).

July Spread (Volatile) ±35.6990

September Spread (Stable) ±10.3255

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 6.5750 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -6.5750

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 616.3285) against the same month in 2019 (average: 538.3106), the exchange rate shifted by +78.0179 (+14.49%).

2020 Avg (December) 616.3285

2019 Avg (December) 538.3106

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	558.8073	537.1026	549.0706
February	549.5895	538.7278	542.4956
March	559.0386	526.9137	543.9586
April	549.3230	531.3328	540.1643
May	556.4426	542.2708	548.7469
June	576.8157	557.4310	568.9144
July	607.4802	571.7812	585.0633
August	611.7577	598.4212	604.6793
September	607.2858	596.9603	603.3015
October	615.5909	603.7599	608.5730
November	623.2445	597.8601	614.2105
December	631.5105	596.5745	616.3285