2026 HRK to MGA Historical Review

YEARLY HIGH

717.0259 MGA

YEARLY LOW

629.1041 MGA

YEARLY AVERAGE

658.8171 MGA

2026 HRK to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 717.0259. Conversely, the yearly low was recorded on March 14, dropping to 629.1041.

This high-to-low spread represents a total annual volatility of 87.9218 MGA. From a start-to-finish perspective, comparing the January average rate of 710.7729 to the December average rate of 652.9720, the exchange rate registered a net change of -8.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 717.0259 was up 0.13% compared to the 2025 peak of 716.0794, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,585,130 MGA

2025 Average 3,397,118 MGA

Yearly Trough Low 3,145,520 MGA

Transaction Impact: A difference of 439,609.19 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

717.9530

631.7921

JanuMarcMayJuly

HRK to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 661.5307, compared to 650.6765 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 10.8542 points.

H1 Avg (Jan–Jun) 661.5307

H2 Avg (Jul–Dec) 650.6765

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 46.0387 MGA (High: 706.3345 / Low: 660.2958). On the other end, August was the most stable month, with a tight range of 2.4375 MGA (High: 654.8535 / Low: 652.4160).

February Spread (Volatile) ±46.0387

August Spread (Stable) ±2.4375

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 46.2014 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -46.2014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 710.7729) against the same month in 2025 (average: 646.1399), the exchange rate shifted by +64.6330 (+10.00%).

2026 Avg (January) 710.7729

2025 Avg (January) 646.1399

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	717.0259	700.1535	710.7729
February	706.3345	660.2958	685.1736
March	660.1770	629.1041	638.9722
April	649.3840	637.2354	644.4753
May	648.5941	645.6069	647.8631
June	647.6866	630.9455	641.9271
July	661.9804	642.4507	648.3810
August	654.8535	652.4160	652.9720