2019 HRK to MGA Historical Review

YEARLY HIGH

562.4885 MGA

YEARLY LOW

364.6744 MGA

YEARLY AVERAGE

548.1964 MGA

2019 HRK to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on September 24, valuing the pair at 562.4885. Conversely, the yearly low was recorded on December 16, dropping to 364.6744.

This high-to-low spread represents a total annual volatility of 197.8141 MGA. From a start-to-finish perspective, comparing the January average rate of 547.0414 to the December average rate of 538.3106, the exchange rate registered a net change of -1.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 562.4885 was down 0.26% compared to the 2018 peak of 563.9427, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,812,442 MGA

2018 Average 2,657,999 MGA

Yearly Trough Low 1,823,372 MGA

Transaction Impact: A difference of 989,070.69 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

558.5221

536.4732

JanuMarcMayJulySeptNove

HRK to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 546.6394, compared to 549.7534 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1140 points.

H1 Avg (Jan–Jun) 546.6394

H2 Avg (Jul–Dec) 549.7534

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 192.5098 MGA (High: 557.1841 / Low: 364.6744). On the other end, May was the most stable month, with a tight range of 8.8175 MGA (High: 554.1655 / Low: 545.3480).

December Spread (Volatile) ±192.5098

May Spread (Stable) ±8.8175

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 9.9894 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -9.9894

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 556.6846) against the same month in 2018 (average: 533.4253), the exchange rate shifted by +23.2593 (+4.36%).

2019 Avg (September) 556.6846

2018 Avg (September) 533.4253

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	559.7303	531.9336	547.0414
February	553.2108	534.7280	541.3379
March	545.8139	533.1465	539.1634
April	553.1180	536.8302	546.1453
May	554.1655	545.3480	549.7205
June	561.3955	549.0984	556.4279
July	559.2045	544.7479	551.8586
August	559.3205	550.0841	555.1082
September	562.4885	551.1613	556.6846
October	555.2855	542.1343	548.2581
November	556.2688	534.4349	548.3000
December	557.1841	364.6744	538.3106