2015 HRK to MGA Historical Review

YEARLY HIGH

502.7446 MGA

YEARLY LOW

376.2385 MGA

YEARLY AVERAGE

452.0000 MGA

2015 HRK to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 502.7446. Conversely, the yearly low was recorded on January 25, dropping to 376.2385.

This high-to-low spread represents a total annual volatility of 126.5061 MGA. From a start-to-finish perspective, comparing the January average rate of 402.9724 to the December average rate of 457.7419, the exchange rate registered a net change of 13.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 502.7446 was up 11.00% compared to the 2014 peak of 452.9407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,513,723 MGA

2014 Average 2,147,332 MGA

Yearly Trough Low 1,881,193 MGA

Transaction Impact: A difference of 632,530.52 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

496.5782

394.4627

JanuMarcMayJulySeptNove

HRK to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 434.6151, compared to 469.3849 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 34.7699 points.

H1 Avg (Jan–Jun) 434.6151

H2 Avg (Jul–Dec) 469.3849

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 37.9048 MGA (High: 475.9992 / Low: 438.0945). On the other end, December was the most stable month, with a tight range of 11.3433 MGA (High: 461.8302 / Low: 450.4869).

October Spread (Volatile) ±37.9048

December Spread (Stable) ±11.3433

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 18.3078 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -18.3078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 488.0686) against the same month in 2014 (average: 440.0995), the exchange rate shifted by +47.9691 (+10.90%).

2015 Avg (August) 488.0686

2014 Avg (August) 440.0995

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	412.2767	376.2385	402.9724
February	421.5631	408.8326	416.0241
March	434.0276	410.7293	420.8721
April	454.3817	424.1981	437.1862
May	471.5866	442.5148	459.0204
June	479.9172	442.8687	471.6152
July	489.5695	467.8761	476.5274
August	502.7446	477.3137	488.0686
September	491.9738	458.5797	469.7608
October	475.9992	438.0945	461.6880
November	472.6930	452.5204	462.5229
December	461.8302	450.4869	457.7419