YEARLY HIGH
238.9651 MMK
YEARLY LOW
221.9413 MMK
YEARLY AVERAGE
229.6625 MMK

2019 HRK to MMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to MMK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 238.9651. Conversely, the yearly low was recorded on December 26, dropping to 221.9413.

This high-to-low spread represents a total annual volatility of 17.0238 MMK. From a start-to-finish perspective, comparing the January average rate of 235.6178 to the December average rate of 223.9059, the exchange rate registered a net change of -4.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 238.9651 was down 7.12% compared to the 2018 peak of 257.2702, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,194,826 MMK
2018 Average 1,146,261 MMK
Yearly Trough Low 1,109,706 MMK
Transaction Impact: A difference of 85,119.12 MMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

236.7889
222.7347
JanuMarcMayJulySeptNove

HRK to MMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 232.3870, compared to 226.9381 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.4490 points.

H1 Avg (Jan–Jun) 232.3870
H2 Avg (Jul–Dec) 226.9381

Volatility Range Comparison

Volatility

The most volatile month in 2019 was March, with a trading range of 9.1165 MMK (High: 237.4374 / Low: 228.3209). On the other end, February was the most stable month, with a tight range of 2.8106 MMK (High: 235.9469 / Low: 233.1363).

March Spread (Volatile) ±9.1165
February Spread (Stable) ±2.8106

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 3.0365 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -3.0365

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 235.6178) against the same month in 2018 (average: 220.7490), the exchange rate shifted by +14.8688 (+6.74%).

2019 Avg (January) 235.6178
2018 Avg (January) 220.7490

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 238.9651 232.6721 235.6178
February 235.9469 233.1363 234.1117
March 237.4374 228.3209 231.8786
April 232.0304 227.1899 229.2843
May 233.0673 228.6579 230.9931
June 234.1919 229.4300 232.4368
July 232.0281 226.1813 229.4002
August 229.2517 225.9578 228.0996
September 229.5797 225.5058 227.4633
October 229.8984 224.5207 227.6403
November 228.0331 222.8962 225.1191
December 227.6314 221.9413 223.9059