YEARLY HIGH
330.7929 MMK
YEARLY LOW
285.2468 MMK
YEARLY AVERAGE
314.7478 MMK

2025 HRK to MMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to MMK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 330.7929. Conversely, the yearly low was recorded on January 12, dropping to 285.2468.

This high-to-low spread represents a total annual volatility of 45.5461 MMK. From a start-to-finish perspective, comparing the January average rate of 288.1208 to the December average rate of 326.5031, the exchange rate registered a net change of 13.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 330.7929 was down 29.58% compared to the 2024 peak of 469.7230, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,653,964 MMK
2024 Average 1,522,973 MMK
Yearly Trough Low 1,426,234 MMK
Transaction Impact: A difference of 227,730.29 MMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

330.8068
284.2402
JanuMarcMayJulySeptNove

HRK to MMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 304.4676, compared to 325.0280 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 20.5604 points.

H1 Avg (Jan–Jun) 304.4676
H2 Avg (Jul–Dec) 325.0280

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 19.9243 MMK (High: 320.5680 / Low: 300.6436). On the other end, August was the most stable month, with a tight range of 3.9820 MMK (High: 326.5544 / Low: 322.5723).

April Spread (Volatile) ±19.9243
August Spread (Stable) ±3.9820

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 2.5769 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -2.5769

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 326.9263) against the same month in 2024 (average: 309.3122), the exchange rate shifted by +17.6141 (+5.69%).

2025 Avg (September) 326.9263
2024 Avg (September) 309.3122

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 292.2441 285.2468 288.1208
February 292.9485 285.3651 289.9349
March 304.6183 288.9043 300.6094
April 320.5680 300.6436 313.0099
May 317.1131 308.9761 314.0017
June 328.1731 316.1577 321.1289
July 328.7174 318.2331 325.4500
August 326.5544 322.5723 324.7174
September 330.7929 324.0875 326.9263
October 327.2206 321.4916 324.3494
November 324.0826 320.0639 322.2220
December 328.7120 323.4788 326.5031