2021 HRK to MMK Historical Review

YEARLY HIGH

302.0456 MMK

YEARLY LOW

210.6626 MMK

YEARLY AVERAGE

252.8783 MMK

2021 HRK to MMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to MMK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 8, valuing the pair at 302.0456. Conversely, the yearly low was recorded on February 2, dropping to 210.6626.

This high-to-low spread represents a total annual volatility of 91.3831 MMK. From a start-to-finish perspective, comparing the January average rate of 214.1180 to the December average rate of 267.5939, the exchange rate registered a net change of 24.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 302.0456 was up 35.17% compared to the 2020 peak of 223.4616, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,510,228 MMK

2020 Average 1,040,744 MMK

Yearly Trough Low 1,053,313 MMK

Transaction Impact: A difference of 456,915.36 MMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

299.2630

206.3775

JanuMarcMayJulySeptNove

HRK to MMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 234.8066, compared to 270.9500 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 36.1434 points.

H1 Avg (Jan–Jun) 234.8066

H2 Avg (Jul–Dec) 270.9500

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 32.9790 MMK (High: 292.6506 / Low: 259.6716). On the other end, December was the most stable month, with a tight range of 3.2018 MMK (High: 269.3205 / Low: 266.1187).

September Spread (Volatile) ±32.9790

December Spread (Stable) ±3.2018

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 20.2486 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -20.2486

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 291.5225) against the same month in 2020 (average: 200.7465), the exchange rate shifted by +90.7761 (+45.22%).

2021 Avg (October) 291.5225

2020 Avg (October) 200.7465

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	215.9712	212.6327	214.1180
February	226.5627	210.6626	223.7711
March	224.8667	218.3484	221.2921
April	249.9860	218.6447	227.4682
May	268.2562	247.9724	257.9410
June	267.8301	260.3210	264.2490
July	260.8757	256.8907	259.3719
August	260.7406	256.4010	258.4229
September	292.6506	259.6716	277.5146
October	302.0456	276.6516	291.5225
November	282.2013	265.5645	271.2739
December	269.3205	266.1187	267.5939