YEARLY HIGH
298.2255 MMK
YEARLY LOW
246.9035 MMK
YEARLY AVERAGE
269.0839 MMK

2022 HRK to MMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to MMK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 298.2255. Conversely, the yearly low was recorded on July 12, dropping to 246.9035.

This high-to-low spread represents a total annual volatility of 51.3220 MMK. From a start-to-finish perspective, comparing the January average rate of 267.4684 to the December average rate of 294.8072, the exchange rate registered a net change of 10.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 298.2255 was down 1.26% compared to the 2021 peak of 302.0456, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,491,128 MMK
2021 Average 1,265,190 MMK
Yearly Trough Low 1,234,518 MMK
Transaction Impact: A difference of 256,609.88 MMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

299.1860
246.6401
JanuMarcMayJulySeptNove

HRK to MMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 262.7591, compared to 275.4087 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 12.6495 points.

H1 Avg (Jan–Jun) 262.7591
H2 Avg (Jul–Dec) 275.4087

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 37.2787 MMK (High: 287.1805 / Low: 249.9018). On the other end, March was the most stable month, with a tight range of 6.9953 MMK (High: 262.0377 / Low: 255.0425).

August Spread (Volatile) ±37.2787
March Spread (Stable) ±6.9953

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 9.1446 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -9.1446

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 294.8072) against the same month in 2021 (average: 267.5939), the exchange rate shifted by +27.2133 (+10.17%).

2022 Avg (December) 294.8072
2021 Avg (December) 267.5939

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 270.9683 262.8313 267.4684
February 270.8116 263.0818 267.6427
March 262.0377 255.0425 258.6163
April 267.7513 255.5864 262.8256
May 263.9741 255.3706 259.8384
June 264.4804 256.4713 260.1635
July 256.5874 246.9035 251.0190
August 287.1805 249.9018 271.3709
September 282.7209 267.5265 276.5713
October 278.8564 270.4366 274.2054
November 290.1679 271.1581 284.4784
December 298.2255 290.9259 294.8072