YEARLY HIGH
335.0307 MMK
YEARLY LOW
316.5033 MMK
YEARLY AVERAGE
323.7044 MMK

2026 HRK to MMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to MMK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 335.0307. Conversely, the yearly low was recorded on June 24, dropping to 316.5033.

This high-to-low spread represents a total annual volatility of 18.5274 MMK. From a start-to-finish perspective, comparing the January average rate of 327.0343 to the December average rate of 321.3319, the exchange rate registered a net change of -1.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 335.0307 was up 1.28% compared to the 2025 peak of 330.7929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,675,153 MMK
2025 Average 1,574,426 MMK
Yearly Trough Low 1,582,516 MMK
Transaction Impact: A difference of 92,637.15 MMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

330.7046
317.1012
JanuMarcMayJuly

HRK to MMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 325.0114, compared to 319.7834 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.2281 points.

H1 Avg (Jan–Jun) 325.0114
H2 Avg (Jul–Dec) 319.7834

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 11.7667 MMK (High: 335.0307 / Low: 323.2640). On the other end, August was the most stable month, with a tight range of 0.7206 MMK (High: 321.6828 / Low: 320.9622).

January Spread (Volatile) ±11.7667
August Spread (Stable) ±0.7206

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 7.4834 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -7.4834

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 327.0343) against the same month in 2025 (average: 288.1208), the exchange rate shifted by +38.9135 (+13.51%).

2026 Avg (January) 327.0343
2025 Avg (January) 288.1208

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 335.0307 323.2640 327.0343
February 331.7759 328.0102 329.5710
March 327.7626 318.1680 322.0876
April 329.0525 320.7797 325.7463
May 326.6631 324.0216 324.9175
June 324.5000 316.5033 320.7119
July 320.7900 316.8677 318.2348
August 321.6828 320.9622 321.3319