2015 HRK to PKR Historical Review

YEARLY HIGH

15.8904 PKR

YEARLY LOW

14.0033 PKR

YEARLY AVERAGE

14.9841 PKR

2015 HRK to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 15.8904. Conversely, the yearly low was recorded on March 15, dropping to 14.0033.

This high-to-low spread represents a total annual volatility of 1.8871 PKR. From a start-to-finish perspective, comparing the January average rate of 15.2544 to the December average rate of 14.9491, the exchange rate registered a net change of -2.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 15.8904 was down 16.51% compared to the 2014 peak of 19.0335, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 79,452 PKR

2014 Average 87,887 PKR

Yearly Trough Low 70,016 PKR

Transaction Impact: A difference of 9,435.39 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

15.5516

14.3384

JanuMarcMayJulySeptNove

HRK to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.8779, compared to 15.0904 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2125 points.

H1 Avg (Jan–Jun) 14.8779

H2 Avg (Jul–Dec) 15.0904

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.2758 PKR (High: 15.8904 / Low: 14.6146). On the other end, February was the most stable month, with a tight range of 0.2165 PKR (High: 15.0565 / Low: 14.8399).

January Spread (Volatile) ±1.2758

February Spread (Stable) ±0.2165

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.5076 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5076

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 15.2544) against the same month in 2014 (average: 18.8216), the exchange rate shifted by -3.5672 (-18.95%).

2015 Avg (January) 15.2544

2014 Avg (January) 18.8216

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.8904	14.6146	15.2544
February	15.0565	14.8399	14.9455
March	14.8705	14.0033	14.4395
April	15.0216	14.2344	14.4780
May	15.5121	14.6847	15.0495
June	15.2702	14.7248	15.1002
July	14.9763	14.5228	14.7750
August	15.8064	14.6475	15.0831
September	15.6899	15.2697	15.4505
October	15.6901	15.0940	15.3962
November	15.3052	14.6205	14.8885
December	15.0627	14.6496	14.9491