2026 HRK to PKR Historical Review

YEARLY HIGH

44.6210 PKR

YEARLY LOW

41.8952 PKR

YEARLY AVERAGE

42.9545 PKR

2026 HRK to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 44.6210. Conversely, the yearly low was recorded on July 29, dropping to 41.8952.

This high-to-low spread represents a total annual volatility of 2.7257 PKR. From a start-to-finish perspective, comparing the January average rate of 43.5895 to the December average rate of 42.3744, the exchange rate registered a net change of -2.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 44.6210 was up 0.10% compared to the 2025 peak of 44.5746, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 223,105 PKR

2025 Average 211,316 PKR

Yearly Trough Low 209,476 PKR

Transaction Impact: A difference of 13,628.57 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

44.0343

41.9395

JanuMarcMayJuly

HRK to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.1912, compared to 42.2443 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9469 points.

H1 Avg (Jan–Jun) 43.1912

H2 Avg (Jul–Dec) 42.2443

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.5286 PKR (High: 44.6210 / Low: 43.0924). On the other end, August was the most stable month, with a tight range of 0.0257 PKR (High: 42.3872 / Low: 42.3615).

January Spread (Volatile) ±1.5286

August Spread (Stable) ±0.0257

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.0332 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.0332

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 43.5895) against the same month in 2025 (average: 38.2767), the exchange rate shifted by +5.3129 (+13.88%).

2026 Avg (January) 43.5895

2025 Avg (January) 38.2767

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	44.6210	43.0924	43.5895
February	44.3518	43.6046	43.8597
March	43.5650	42.3051	42.8265
April	43.7001	42.5301	43.2743
May	43.3685	42.9825	43.0946
June	43.0378	41.9125	42.5025
July	42.2603	41.8952	42.1141
August	42.3872	42.3615	42.3744