YEARLY HIGH
32.6165 PKR
YEARLY LOW
25.5671 PKR
YEARLY AVERAGE
28.4935 PKR

2022 HRK to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 1, valuing the pair at 32.6165. Conversely, the yearly low was recorded on March 7, dropping to 25.5671.

This high-to-low spread represents a total annual volatility of 7.0494 PKR. From a start-to-finish perspective, comparing the January average rate of 26.5632 to the December average rate of 31.6117, the exchange rate registered a net change of 19.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 32.6165 was up 20.82% compared to the 2021 peak of 26.9965, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 163,083 PKR
2021 Average 127,896 PKR
Yearly Trough Low 127,836 PKR
Transaction Impact: A difference of 35,247.05 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

32.1548
25.6376
JanuMarcMayJulySeptNove

HRK to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.9355, compared to 30.0515 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1161 points.

H1 Avg (Jan–Jun) 26.9355
H2 Avg (Jul–Dec) 30.0515

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 4.8252 PKR (High: 32.4861 / Low: 27.6609). On the other end, February was the most stable month, with a tight range of 0.6344 PKR (High: 26.7280 / Low: 26.0936).

July Spread (Volatile) ±4.8252
February Spread (Stable) ±0.6344

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.4842 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -1.4842

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 29.7495) against the same month in 2021 (average: 25.8658), the exchange rate shifted by +3.8837 (+15.01%).

2022 Avg (August) 29.7495
2021 Avg (August) 25.8658

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 26.9667 26.1355 26.5632
February 26.7280 26.0936 26.4407
March 26.9033 25.5671 26.1807
April 26.9969 25.7625 26.4395
May 28.8539 25.8117 27.2377
June 29.6908 27.9524 28.7509
July 32.4861 27.6609 29.5412
August 32.6165 28.5196 29.7495
September 31.7685 28.8591 30.3643
October 29.8877 27.9711 28.8802
November 30.9927 28.6561 30.1622
December 32.1703 31.0814 31.6117