2024 HRK to PKR Historical Review

YEARLY HIGH

41.3907 PKR

YEARLY LOW

38.2203 PKR

YEARLY AVERAGE

39.9815 PKR

2024 HRK to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 41.3907. Conversely, the yearly low was recorded on December 18, dropping to 38.2203.

This high-to-low spread represents a total annual volatility of 3.1703 PKR. From a start-to-finish perspective, comparing the January average rate of 40.5239 to the December average rate of 38.6493, the exchange rate registered a net change of -4.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 41.3907 was down 6.35% compared to the 2023 peak of 44.1992, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 206,953 PKR

2023 Average 200,650 PKR

Yearly Trough Low 191,102 PKR

Transaction Impact: A difference of 15,851.71 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

41.2626

38.4117

JanuMarcMayJulySeptNove

HRK to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.9881, compared to 39.9749 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0132 points.

H1 Avg (Jan–Jun) 39.9881

H2 Avg (Jul–Dec) 39.9749

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 1.9234 PKR (High: 40.3178 / Low: 38.3944). On the other end, September was the most stable month, with a tight range of 0.5556 PKR (High: 41.2673 / Low: 40.7117).

November Spread (Volatile) ±1.9234

September Spread (Stable) ±0.5556

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.9973 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.9973

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 40.7265) against the same month in 2023 (average: 42.4797), the exchange rate shifted by -1.7532 (-4.13%).

2024 Avg (August) 40.7265

2023 Avg (August) 42.4797

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.9768	39.8905	40.5239
February	40.3535	39.5376	39.9669
March	40.5489	39.7637	40.1853
April	40.0574	39.1661	39.5611
May	40.2084	39.6110	39.9255
June	40.3377	39.4402	39.7657
July	40.4314	39.6754	40.0828
August	41.3907	39.8900	40.7265
September	41.2673	40.7117	41.0250
October	40.7549	39.7363	40.1815
November	40.3178	38.3944	39.1842
December	39.0410	38.2203	38.6493