YEARLY HIGH
21.6408 PKR
YEARLY LOW
17.7247 PKR
YEARLY AVERAGE
19.3117 PKR

2018 HRK to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 21.6408. Conversely, the yearly low was recorded on January 9, dropping to 17.7247.

This high-to-low spread represents a total annual volatility of 3.9161 PKR. From a start-to-finish perspective, comparing the January average rate of 18.1611 to the December average rate of 21.3601, the exchange rate registered a net change of 17.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 21.6408 was up 21.19% compared to the 2017 peak of 17.8571, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 108,204 PKR
2017 Average 79,758 PKR
Yearly Trough Low 88,624 PKR
Transaction Impact: A difference of 19,580.57 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

21.6800
17.8412
JanuMarcMayJulySeptNove

HRK to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.5972, compared to 20.0263 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4290 points.

H1 Avg (Jan–Jun) 18.5972
H2 Avg (Jul–Dec) 20.0263

Volatility Range Comparison

Volatility

The most volatile month in 2018 was October, with a trading range of 1.7099 PKR (High: 20.7781 / Low: 19.0682). On the other end, November was the most stable month, with a tight range of 0.4105 PKR (High: 20.6823 / Low: 20.2718).

October Spread (Volatile) ±1.7099
November Spread (Stable) ±0.4105

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.6260 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.6260

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 21.3601) against the same month in 2017 (average: 17.0923), the exchange rate shifted by +4.2678 (+24.97%).

2018 Avg (December) 21.3601
2017 Avg (December) 17.0923

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 18.5230 17.7247 18.1611
February 18.6257 18.1061 18.3749
March 19.3314 18.2030 18.6409
April 19.3379 18.8758 19.1278
May 18.8962 18.0783 18.5018
June 19.2603 18.2545 18.7768
July 20.4794 19.1680 19.6914
August 19.4588 18.8056 19.1533
September 19.5932 19.1655 19.3412
October 20.7781 19.0682 20.1158
November 20.6823 20.2718 20.4957
December 21.6408 20.5504 21.3601