2012 HRK to RON Historical Review

YEARLY HIGH

0.6176 RON

YEARLY LOW

0.5711 RON

YEARLY AVERAGE

0.5927 RON

2012 HRK to RON Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to RON exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.6176. Conversely, the yearly low was recorded on January 16, dropping to 0.5711.

This high-to-low spread represents a total annual volatility of 0.0465 RON. From a start-to-finish perspective, comparing the January average rate of 0.5745 to the December average rate of 0.5951, the exchange rate registered a net change of 3.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6176 was up 5.83% compared to the 2011 peak of 0.5836, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,088 RON

2011 Average 2,849 RON

Yearly Trough Low 2,855 RON

Transaction Impact: A difference of 232.60 RON purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6110

0.5704

JanuMarcMayJulySeptNove

HRK to RON Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5820, compared to 0.6034 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0214 points.

H1 Avg (Jan–Jun) 0.5820

H2 Avg (Jul–Dec) 0.6034

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0255 RON (High: 0.6176 / Low: 0.5921). On the other end, June was the most stable month, with a tight range of 0.0038 RON (High: 0.5939 / Low: 0.5900).

July Spread (Volatile) ±0.0255

June Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0070 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.6069) against the same month in 2011 (average: 0.5708), the exchange rate shifted by +0.0361 (+6.33%).

2012 Avg (July) 0.6069

2011 Avg (July) 0.5708

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5787	0.5711	0.5745
February	0.5767	0.5714	0.5738
March	0.5831	0.5746	0.5792
April	0.5883	0.5806	0.5839
May	0.5916	0.5857	0.5890
June	0.5939	0.5900	0.5916
July	0.6176	0.5921	0.6069
August	0.6164	0.5950	0.6039
September	0.6116	0.5990	0.6060
October	0.6119	0.6032	0.6076
November	0.6028	0.5969	0.6006
December	0.6037	0.5856	0.5951