2020 HRK to RON Historical Review

YEARLY HIGH

0.6497 RON

YEARLY LOW

0.6325 RON

YEARLY AVERAGE

0.6417 RON

2020 HRK to RON Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to RON exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 0.6497. Conversely, the yearly low was recorded on April 12, dropping to 0.6325.

This high-to-low spread represents a total annual volatility of 0.0172 RON. From a start-to-finish perspective, comparing the January average rate of 0.6420 to the December average rate of 0.6459, the exchange rate registered a net change of 0.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6497 was up 0.59% compared to the 2019 peak of 0.6459, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,249 RON

2019 Average 3,199 RON

Yearly Trough Low 3,163 RON

Transaction Impact: A difference of 85.99 RON purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6468

0.6360

JanuMarcMayJulySeptNove

HRK to RON Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6394, compared to 0.6441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0047 points.

H1 Avg (Jan–Jun) 0.6394

H2 Avg (Jul–Dec) 0.6441

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0138 RON (High: 0.6471 / Low: 0.6333). On the other end, October was the most stable month, with a tight range of 0.0021 RON (High: 0.6445 / Low: 0.6424).

March Spread (Volatile) ±0.0138

October Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0032 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.6426) against the same month in 2019 (average: 0.6397), the exchange rate shifted by +0.0029 (+0.45%).

2020 Avg (July) 0.6426

2019 Avg (July) 0.6397

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6428	0.6394	0.6420
February	0.6451	0.6380	0.6415
March	0.6471	0.6333	0.6383
April	0.6417	0.6325	0.6369
May	0.6402	0.6365	0.6384
June	0.6416	0.6340	0.6393
July	0.6497	0.6397	0.6426
August	0.6497	0.6414	0.6442
September	0.6465	0.6429	0.6444
October	0.6445	0.6424	0.6434
November	0.6457	0.6426	0.6439
December	0.6473	0.6445	0.6459